Value sphenisci form seabird.com analyzed automobile insurance premiums to offer the state's five.7 million authorized drivers a thought of the simplest car insurance rates in Virginia. we have a tendency to studied automobile insurance rates by company, city, and profile, and located the average to be $2,737 for a typical liability protection.
While $2,737 was the mean emulsified premium, we have a tendency to found that rates might vary quite wide. In fact, for identical driver, we have a tendency to saw the distinction between the minimum and most automobile insurance prices to be the maximum amount as 7x between totally different corporations and cities. this can be why to search out the simplest rates, customers ought to go searching. sort your postal code below to start out searching nice quotes from the highest car insurance corporations in your space, or browse a lot of below.The annual premiums below are supported car sum of money that adds uninsured / underneath insured automatism coverage, medical payments, and a few comprehensive and collision protection additionally to the minimum insurance liability limits within the state of Virginia.
|Best Car Insurance Rates in Virginia|
Based on the sample rates below, prospective policyholders will see however researching and examination rates end in a a lot of hep call. The distinction between the foremost dear and lowest rates is $4,206, that might have virtually procured four a lot of years of automobile insurance at USAA. For non-military drivers, that delta is $3,714 between Progressive Direct insurance underwriter and Travelers Home and Marine Company. browse below for the simplest automobile insurance corporations graded by premiums.
Insurer Annual automobile insurance Rates
USAA Casualty 1,161
USAA General Indemnity 1,600
Garrison Property and Casualty Insurance Co 1,637
Travelers Home and Marine 1,649
GEICO Casualty 1,714
Mid Century Insurance Co. 1,826
State Farm Mutual car Insurance Co. 1,972
Erie Insurance Exchange 1,979
GEICO General 2,147
Based on survey information, the 3 corporations with the most cost effective car insurance rates were USAA, Garrison Property and Casualty insurance underwriter, and Traveler's Home & Marine Company. Since the primary 2 are specialty car insurers (USAA and Garrison are attached corporations that offer money services for members of the military forces), we'll add 2 a lot of to the list: GEICO Casualty and middle Century Insurance (a subsidiary of Farmers Insurance). Annual car insurance rates for GEICO, Travelers, and middle Century averaged bent $1,729, that was concerning thirty seventh cheaper than the typical within the state.
Most Expensive car Insurers
At the opposite finish of the spectrum, the 3 costliest insurers within the survey were: Progressive Direct insurance underwriter, Nationwide Mutual insurance underwriter, and Liberty Mutual Insurance business firm. the typical of those 3 corporations is $5,294, that is sort of doubly the state average (93% higher). This helps as an example that underwriting criteria and methodologies will disagree wide for identical profile across multiple insurers, which customers ought to compare rates at a couple of insurers to know what a good market rate for his or her policy would price.
Average Cost of automobile insurance in Virginia: by town
The areas sampled within the study represent a mix of the urban center, giant cities, and smaller rural areas. In general, across cities, there wasn't a lot of variation within the price of insurance across the twenty five underwriters and 3 driver profiles within the study. Roanoke, with a population of ninety seven,000 was the most cost effective place to insure a automobile at $2,364 a year. Alexandria, the foremost dear town within the sample, was twenty third dearer.
Government staff Insurance Co. :2,147
State Farm fireplace and Casualty :2,334
VA Farm Bureau city & Country :2,365
VA Farm Bureau Mutual :2,596